The rapid rise of artificial intelligence could send ripple effects into the $3.5 trillion leveraged loan and private credit markets, according to UBS analyst Matthew Mish. Mish warned that AI-driven disruption is unfolding faster than expected and could pressure companies already carrying heavy debt loads. He estimates that tens of billions in new defaults could emerge this year as weaker firms struggle to adapt to accelerating technological change.

The Breakdown:

• Credit exposure: Leveraged loans and private credit may be vulnerable to AI-driven shifts
• Faster disruption: Analysts say AI adoption is accelerating beyond prior forecasts
• Default risk: Weak balance sheets could buckle under competitive pressure

The Angle: AI isn't just disrupting industries—it could disrupt capital structures. If companies can't pivot quickly enough, lenders may be the next to feel the tremors.

Italy's 'Lovers' Arch' Collapses on Valentine's Day

A historic stone arch known locally as the "Lovers' Arch" collapsed in Italy on Valentine's Day, prompting concern about preservation of aging landmarks. Authorities are assessing structural safety in the area.

Tyler Reddick Wins Daytona 500 for 23XI Racing

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Producer of Israeli Series 'Tehran' Found Dead in Athens

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Wendy's is celebrating National Chili Day by offering customers a free small chili on Feb. 26 with any purchase. The limited-time deal brings attention to one of the chain's longtime menu staples.

Meanwhile, Raising Cane's claims it is facing eviction from a location over complaints that it "smells like chicken fingers." According to a lawsuit filed Jan. 23, the chain says it has already spent $230,000 attempting to mitigate food odors while fighting to remain in the space.

Power-to-weight ratio measures how much force you can produce relative to your bodyweight. Athletes with high ratios move efficiently, jump higher, and sprint faster. Simply gaining mass without proportional strength lowers this ratio.

Improve it by increasing maximal strength while maintaining or slightly reducing unnecessary body fat. Incorporate sprinting, plyometrics, and strength work. Instead of chasing the scale, measure performance outputs like vertical jump or sprint speed. Power-to-weight ratio often predicts real-world performance better than body composition alone.

AI copilots increase productivity by 30–40% when used strategically. They excel at drafting, summarizing, analyzing, and organizing information. The professionals who benefit most treat AI as a collaborator rather than a threat. Automation handles repetition; humans handle judgment, creativity, and leadership.

Audit repetitive tasks in your week and test AI assistance on them first. Use it for outlines, brainstorming, and data summaries—then apply your expertise to refine results. Build repeatable prompts for recurring work. The competitive edge belongs to those who learn to delegate to machines while deepening uniquely human skills.

A home binder is your household's command center. When warranties, insurance papers, and emergency contacts live in one place, stress drops instantly.

Pro Tip: Store a digital backup of everything inside the binder.

For authentic immersion, rent a traditional rorbu—red fishing cabins converted to lodging. Eliassen Rorbuer in Hamnøy offers waterfront cabins with mountain views ($150-250/night). Sakrisøy Rorbuer puts you in one of Lofoten's most photographed villages with direct fjord access at similar rates. These aren't luxury—expect basic kitchens and shared facilities—but authenticity is unmatched.

For comfort, Thon Hotel Lofoten in Svolvær provides modern amenities, central location, and harbor views ($180-280/night). Budget travelers love hostels in Stamsund and Svolvær ($40 dorms, $90 privates) or camping—wild camping is legal in Norway if you're 150 meters from buildings. Airbnbs across islands range $100-200. Pro tip: Book rorbu in small villages like Reine, Hamnøy, or Nusfjord for iconic views, or Svolvær/Leknes for convenience. Summer (June-August) books 8-12 months ahead; shoulder seasons offer availability and lower rates. Winter requires booking 6+ months out for Northern Lights season.

Tomorrow: Your complete planning guide...