 | The Summit Brief Finance & Business · Today's edge in wealth & strategy. | Small Businesses Turn to High-Interest Loans as Trump Tariffs Raise Costs Small businesses across the U.S. are feeling the strain of new tariffs imposed by President Donald Trump, which have raised the cost of imported goods and materials. Many owners say they've been forced to take out high-interest loans just to cover the added expenses, squeezing already-thin margins. Some fear the tariffs could push them out of business altogether, especially those without the pricing power to pass costs on to customers. The Breakdown: - Rising expenses: Import duties are inflating operating costs
- Debt pressure: High-interest loans are becoming a lifeline—and a risk
- Main Street fallout: Smaller firms lack the buffers of large corporations
The Angle: Tariffs are often framed as macroeconomic tools, but their sharpest impact is playing out on Main Street. For small businesses, higher costs and higher interest rates are a dangerous combination. Read More | | |
 | Above The Fold News & Media · The signal through the noise. | 'Cloud-9' Discovery May Shed Light on Dark Matter A newly identified object known as Cloud-9 could help scientists understand dark matter by pointing to the existence of failed galaxies dominated by unseen mass. Researchers say it may be part of a much larger hidden cosmic structure. Spain's Catholic Church Agrees to Compensation for Abuse Survivors Spain's Catholic Church has signed an agreement to compensate victims of sexual abuse, following criticism that church leaders failed to adequately address past misconduct. The deal outlines financial support and acknowledgment for survivors. NASA Evaluates Return Options for Ill ISS Crew Member NASA is assessing whether to bring an astronaut back to Earth early after a medical issue aboard the International Space Station. Officials say the crew member's condition is stable as evaluations continue. Read More | | |
 | The Horizon Where culture meets the edge of tomorrow. | Sequel Success & Damon Transformation Sydney Sweeney and Michele Morrone are set to return for The Housemaid's Secret, the sequel to Paul Feig's surprise box-office hit The Housemaid. The follow-up is already generating buzz following the original film's commercial success. Meanwhile, Matt Damon revealed he dropped to 167 pounds — his high-school weight — while filming The Odyssey. The actor said the physical transformation was demanding but essential for portraying the role authentically. Read More | | |
 | Peak Condition Health & Fitness · Your performance edge. | How Blue Light is Sabotaging Your Sleep (And What to Do) Blue light suppresses melatonin—the hormone that signals your body it's time to sleep. Screens at night trick your brain into thinking it's daytime, delaying sleep onset and reducing sleep quality. Even one hour of screen exposure before bed can reduce melatonin by up to 50%. To protect your sleep, dim screens after sunset, use blue light filters, and stop screen use 1–2 hours before bedtime. Prioritize warm lighting, consistent sleep schedules, and calming routines. The darker your evenings, the deeper your sleep. Read More | | |
 | The Climb Vertical moves for your mind & career | The Rise of No-Code Tools: Building Without Programming No-code tools like Airtable, Webflow, and Zapier allow anyone to build software-level solutions without writing code. This democratizes innovation, enabling non-engineers to automate workflows, build websites, and prototype apps in hours instead of months. Companies are hiring "no-code builders" at increasing rates because they accelerate execution. Start by learning one tool deeply—don't try to master all at once. Build small projects: a dashboard, a website, an automated task workflow. No-code skills compound quickly and make you indispensable in modern teams. Read More | | |
 | Elevation Essentials Life Systems · Small moves, massive returns. | | | |
 | Uncharted Terrain Travel & Exploration · Beyond your current elevation. | Subject: Important Update on Your Account Security Measures We are reaching out to bring to your attention the significance of maintaining the highest standards of security for your account. Your engagement in practicing robust security measures is pivotal to safeguarding your personal information and ensuring a safe digital environment. ### Understanding Our Collective Security Efforts Your role in securing your account is crucial, and we greatly appreciate your active involvement in this ongoing process. Together, we can create a secure environment where everyone's information remains protected. Your proactive steps in enhancing security are commendable. ### Our Commitment to Safeguarding Your Data Our resolve to protect your account and personal information is unwavering. We have implemented a range of security measures, including: - **Advanced Encryption Technologies**: We use cutting-edge encryption methods to ensure your data is kept confidential and secure. - **Continuous Threat Surveillance**: Our systems are under constant watch to detect and mitigate any potential security threats swiftly. - **Regular Security Protocol Updates**: We continually update our security systems to ward off any emerging threats and keep your information safe. ### Your Role in Maintaining a Secure Account Your contributions to account security are invaluable. We appreciate your adherence to best practices, such as: - **Creating and Using Strong Passwords**: Your commitment to using robust and unique passwords helps prevent unauthorized access. - **Being Vigilant Against Phishing Attempts**: Your ability to recognize and avoid phishing scams is a significant defense against data breaches. - **Monitoring Account Activity**: Regularly checking your account activity allows for quick identification of any irregularities. - **Utilizing Multi-Factor Authentication (MFA)**: By enabling MFA, you add an extra layer of security, further protecting your account from potential threats. ### Support and Resources at Your Disposal We are here to support you with any questions or concerns regarding your account's security. Our team is equipped to assist you with any security-related inquiries you may have. ### Reporting Suspicious Activity If you encounter any suspicious activities, such as unrecognized login attempts or unauthorized changes to your account settings, please notify our support team immediately. We will never ask for sensitive information, like your password or full credit card number, via email. In case of any unusual activity, we may take precautionary steps to secure your account, including temporary restrictions. ### Our Gratitude and Assurance Thank you for your ongoing trust and collaboration in keeping your account secure. Your dedication to these practices is vital to our community, and we are privileged to have you with us. Sincerely, The Security Team DAY 2 - TIME CAPSULE: Medieval Merchants to Soviet Occupation Tallinn's story starts as Reval in 1219 when Danish crusaders conquered the area. By the 14th century, it became a Hanseatic League powerhouse—merchants grew wealthy trading between Russia and Western Europe. The 2.5km city walls with 26 towers (originally 46) protected immense wealth. Town Hall Square has been the commercial heart since 1402. Then came centuries of occupation: Swedish (1561-1710), Russian Empire (1710-1918), brief independence (1918-1940), Soviet annexation (1940-1991). The Soviet era brought brutalist architecture and Russian-speaking populations (today 37% of Tallinn). Estonia regained independence in 1991 and joined the EU in 2004. Remarkably, Old Town survived World War II mostly intact—a time capsule of medieval Europe preserved by historical accident. Today, KGB Museum in Hotel Viru reveals the surveillance state that controlled daily life just decades ago. Tomorrow: Secret corners and hidden courtyards... Read More | | |
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