*A.M. Best, the impartial reporting firm that rates insurance companies on financial stability and ability to meet financial obligations, has awarded Gerber Life an “A+” (Superior) rating, most recently in January 2024. It refers only to the overall financial status of the company and is not a recommendation of specific policy provisions, rates or practices of the company. This rating is the second highest awarded out of thirteen possible categories. For 22 consecutive years, Gerber Life has maintained a rating of A (Excellent) or better.
To be eligible for coverage you must be a U.S. citizen residing in the U.S. or permanent legal resident. Total limit of all combined Gerber Life Guaranteed Life policies is $25,000 ($15,000 in South Dakota). Gerber Life Insurance Company insurance for any proposed insured when a Power of Attorney or Guardianship exists on the proposed insured, except legal guardians of children.
Guaranteed Life is individual whole life insurance with modified benefits. For applicants age 50-80 (50-75 in NY) who die (for any reason other than an accident as defined in the policy) within the first two years of coverage, the death benefit will equal 110% of earned premiums. The full death benefit amount is only payable for other causes after the first two years of coverage (one year in North Dakota).
Important exclusions apply regarding accidental death. Please review the application and/or policy contract for details.
Continuing the long Gerber Life tradition of protecting families since 1967.
You may receive a free Bookmark Magnifier without applying for insurance by writing to us: Gerber Life Insurance Company, 445 State Street, Fremont, MI 49412. The retail value of this item is in accord with your state's requirements.
Benefit amounts are subject to Gerber Life overinsurance limits. A Buyer's Guide to Life Insurance and a Policy Summary are sent with all policies. You can get them without applying for insurance by writing to us.
Applicant must be a citizen or permanent legal resident of the United States residing in the U.S. Gerber Life Insurance will not issue insurance for any proposed insured when a Power of Attorney or Guardianship exists on the proposed insured, except legal guardians of children.
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Policy Form ICC12-GWLP
Policy Form GWLP-20-NY
Policy Form Series GWLP-12
Gerber Life Insurance is a trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.
Copyright © 2024
Gerber Life Insurance Company
CA License #70939
1311 Mamaroneck Avenue
White Plains, NY 10605
1-877-826-8697
AF-EMK-4412
